Question 1

What Is Klarna

Accepted Answer

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Klarna allows you to pay in several ways depending on your needs. We have three credit products in the UK – two ‘Buy Now, Pay Later’ products (Pay in 3 and Pay in 30 days) and a longer term financing option for higher-ticket items. To use any of our UK products you must be a UK resident over 18. With Klarna you can also pay immediately at checkout with your card of choice.

Question 2

How To Apply

Accepted Answer

All you need to order with Klarna is a UK bank account, a UK residential address and that you're 18 or over. If you're struggling to use Klarna it could be because; you may have an outstanding payment from another order, you have filled out the form incorrectly or they have rejected your application. If they reject your application, we would recommend choosing another payment type. Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Question 3

Klarna and Glow Box

Accepted Answer

Glow Box is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB. Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 3 instalments is not regulated by the FCA.
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Klarna's Pay in 3 instalments credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. https://www.klarna.com/uk/terms-and-conditions/(https://www.klarna.com/uk/terms-and-conditions/)